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Current Loan Rates

Huron Area Education Federal Credit Union offers loans for many purposes. Your individual rate will be determined by the type and/or age of collateral offered, length of the loan, and your credit score. Rate reduction discounts are offered based on other credit union services used and are reflected in the listed rates. We welcome your application!

Rates effective as of 06/12/2018.

LOAN TYPE
Term
APR*
Share Secured
1 to 60 Months
2.75% Fixed
Newer Vehicles
2012 & Newer
1 to 36 Months
as low as 2.99% Fixed
Newer Vehicles
2012 & Newer
37 to 60 Months
as low as 3.75% Fixed
Newer Vehicles
2012 & Newer
61 to 72 Months
as low as 4.75% Fixed
Newer Vehicles
2016 & Newer
73 to 84 Months
2016 & Newer
Older Vehicles
(2011 & Older)
1 to 48 Months
as low as 5.75% Fixed
Older Vehicles
(2011 & Older)
49 to 60 Months
as low as 6.50% Fixed
Older Vehicles
Recreational Vehicles
2012 & Newer
1 to 72 Months
as low as 4.99% Fixed
Recreational Vehicles
(2011 & Older)
1 to 60 Months
as low as 5.99% Fixed
Recreational Vehicles
2015 & Newer Boats and Campers, must borrow at least $25,000
73-120 Months
as low as 5.99% Fixed
Unsecured/Debt Consolidation
Contact office for more details
Home Improvement

1 to 60 Months
as low as 5.90% Fixed
Student Loans
(In House Program)
1 to 120 Months
7.00% Fixed
Real Estate
Contact office for more details

Loan Payment Example: At 3.75% annual percentage rate (APR) for a 72 month term, monthly payments are calculated at $15.54 per $1,000.00 borrowed.
     
Equal Housing Lender